MN · North Star State
Auto insurance quotes in Minnesota
Compare coverage options across Minnesota.
- Minneapolis
- Saint Paul
- Duluth
Drivers in Minneapolis, Saint Paul, and Duluth can request an auto insurance quote through New Auto Insurance for Twin Cities commuting, winter travel, or a vehicle kept near the lake.
This site is not a carrier. Licensed agents may reach out. Submitting does not bind a policy.
State snapshot
How auto insurance is often discussed in Minnesota
General information about how auto insurance is often discussed in Minnesota. This is not insurance advice, and rules change.
Negligence rule
Modified comparative fault
Fault share can still affect liability talks while PIP covers some first-party benefits. Snow and ice facts often return on the next quote.
Typical claim window
Often discussed around 6 years
Windows vary by claim type. Confirm what applies with a licensed agent or your state insurance department.
Auto system
No-fault
No-fault states often start with PIP benefits. At-fault states usually look first at who caused the wreck.
Insurance regulator
Minnesota Department of Commerce
New Auto Insurance is not an insurer and does not file claims with this regulator.
Get a quote
Request an auto insurance quote in Minnesota
Share a few details. A licensed agent may contact you about options. Submitting a form does not bind a policy or choose a carrier.
Local context
Auto insurance landscape in Minnesota
Minnesota is a no-fault state, so PIP often appears beside liability after a crash on I-35 or I-94. Snow, ice, and long winter nights shape both claim timing and comprehensive questions from the Twin Cities to Duluth.
Shoppers commonly hear 30/60/10 as a general liability reference. Comparing winter glass coverage and deductibles is ordinary shopping. Confirm current rules with a licensed agent or the Minnesota Department of Commerce. New Auto Insurance does not bind coverage.
Issues that often come up in Minnesota quote reviews
01
PIP beside 30/60/10
Minneapolis, Saint Paul, and Duluth shoppers often hear 30/60/10 as a general liability reference, with PIP discussed as part of Minnesota no-fault shopping. Those numbers are not a bound package.
02
Winter glass and ice claims
Comprehensive questions about glass, ice, and overnight parking are common from the Twin Cities to Duluth. Deductible choice is shopping, not a promised discount.
03
I-35 and I-94 commute patterns
Mileage answers should match winter and summer driving. New Auto Insurance does not bind coverage. Confirm rules with a licensed agent.
Coverage types
What people request in Minnesota
Request a quote for coverage that would apply in Minnesota. Participating agents decide whether they can discuss a policy with you.
Liability
Need bodily injury and property damage limits that meet your state rules? Ask for a quote.
Full Coverage
Want collision and comprehensive on top of liability? Request a full coverage quote.
Uninsured Motorist
Worried about a driver with little or no insurance? Request a UM / UIM quote.
SR-22 / High-Risk
Need an SR-22 filing or coverage after a lapse, DUI, or suspension? Ask for a quote.
Commercial Auto
Insure a work van, delivery car, or small fleet? Request a commercial auto quote.
Motorcycle
Need coverage for a street bike, cruiser, or scooter? Ask for a motorcycle quote.
RV, ATV, and Trailer
Cover a motorhome, ATV, off-road vehicle, or travel trailer? Request a quote.
Antique / Collector
Insure a classic, antique, or limited-use collector car? Ask for a quote.
Before you submit
Good to know in Minnesota
- Submitting a request does not bind a policy.
- Licensed agents may contact you after you submit.
- Confirm details with a licensed agent or the Minnesota Department of Commerce.
This page is general information about Minnesota auto insurance, not advice from New Auto Insurance. A licensed agent who reviews your facts can confirm what applies to you.